ABOUT CIELO
Fresh Perspective. Grounded Expertise.
CIELO means “sky” in Italian-and that’s exactly how we think: limitless, elevated, and always looking forward. We’re not just another MGA. We specialize in property insurance for condominiums and HOAs, combining smart technology with deep industry knowledge to offer faster, clearer, more tailored solutions.
WHAT WE OFFER
Specialized Insurance, Simplified.
We focus on the needs of condo and HOA associations-no distractions, no fluff. Just targeted coverage designed for today’s challenges.
Our Services Include:
Fast, Streamlined Quoting
Our modern platform delivers quick, accurate quotes-minimizing delays and helping you move at market speed.
Precision-Guided Underwriting
We combine data-driven insights with expert judgment to assess risks with pinpoint accuracy-saving time and reducing uncertainty.
Custom Condo & HOA Property Coverage
Tailored policies designed specifically for the unique structures, regulations, and needs of condo and HOA communities.
Responsive Claims Support
When the unexpected happens, our claims team is ready to respond quickly and clearly-keeping your clients.
Strategic Risk Insights
We don’t just insure-we advise. Get actionable intelligence to help mitigate risks and make smarter property decisions.
WHY CIELO?
Built Different-By Design.
Old-school insurance models weren’t made for modern risks. CIELO was. We use advanced systems, real-time data, and intuitive processes to reduce friction, improve accuracy, and deliver results faster.
Our Edge:
Modern, digital workflows
Deep condo & HOA expertise
Responsive, human support
Results that move at market speed
PROOF IN PRACTICE
Trusted by Experts, Backed by Results.
Broker, Southern California
" The California HOA market has been a nightmare lately shrinking capacity, skyrocketing premiums, and fewer carriers willing to entertain the risk. Just hearing that Cielo is building something focused on this space gives me hope. It feels like someone is finally listening."